Planning For You

Health Spending Accounts

A health spending account is an alternative to a traditional group insurance plan for a corporation or non corporate client. It is established to pay for healthcare expenses for you and your dependent family members. HSA’s are tax-free accounts and you decide how much you want or need to contribute. If you don’t have a traditional group insurance plan or have expenses not covered by your group insurance, consider setting up a HSA for you or your corporation.

Want to setup a health spending account? Email us at

We are pleased to offer the FlexCare and FollowME health insurance options from Manulife.

FlexCare offers flexible and comprehensive coverage with dental and drug coverage or a combination of both of these. You can customize your plan for your individual and/or family needs.

Apply HERE.

For travel outside your home province or Canada choose:

  • an Emergency Medical Plan that provides coverage for an unexpected medical emergency during your trip; or
  • the Travel Canada Plan that provides emergency medical benefits at half the premium when all your travel is within Canada; or
  • an All-Inclusive Plan if your plans include pre-paid travel arrangements. Includes Emergency Medical, Trip Cancellation and Interruption, Baggage Loss, Damage and Delay, and Flight and Travel Accident. Or you can purchase the Trip Cancellation/Interruption insurance separately.

Apply HERE.