Medical Residents & Fellows

Medical Residents & Fellows

If you are already in residency (no longer a medical student) or fellowship, you can also participate in the RBC residents and fellows insurance offer where no medical is required. The highlights are below:

Enroll for up to $4,500 per month of disability insurance (residents) or $8,500 per month (fellows)

  • No medical underwriting
  • 25-40% discount
  • Options include:
    • Own occupation definition of disability
    • Cost of living adjustment
    • Future income option up to $25,000/month
    • HIV HEP B&C
    • Conversion to long term care coverage
    • $100,000 critical illness insurance as secondary protection
    • One page enrollment form
  • Free coverage – up to 5 months free disability coverage


Email your application and void cheque to