Critical illness insurance

Critical illness insurance is designed to create a tax-free lump sum payment of up to $2,000,000 soon after the onset of one of up to 22 critical illnesses (e.g. heart attack, cancer, stroke, MS etc.) A critical illness policy pays you regardless of your ability to return to work and is paid independent of your disability coverage.

One of the attractive options available is the return of premium option. This option states that as long as you have not claimed, you may elect to exercise the refund of premium option with some policies as soon as the tenth or fifteenth policy year!

We recommend that you review your critical illness insurance every few years to ensure that you have the most up to date definitions and policy provisions. Please call us today if you wish to review your current policy and/or your insurance needs.

Enroll for up to $75,000 of critical illness insurance with NO MEDICAL click HERE.


We work on behalf 19 Ontario Medical Associations and Hospitals where we negotiated a discount of up to 25% for insurance. We are not part of the OMA. We Save Physicians Money on their insurance.
Contact us at or call 416-222-1311.